Amazonas
Score: 72/100 Norte · ManausPop: 4.207.714Area: 1.559.168 km²Climate: EquatorialBiome: Amazônia
Premiums
R$ 520.0M
Claims
R$ 345.0M
Loss Ratio
66.3%
Policies
142.000
Avg Claim
R$ 61K
Premiums and claims figures exclude Health (Saúde) and Pension Funds (Previdência/VGBL/PGBL). Data covers P&C, Life, Agro, and RD Equipamentos branches only.
Peril Risk Profile
floodCRITICAL
droughtHIGH
wildfireHIGH
landslideLOW
stormMEDIUM
hailLOW
frostLOW
CoastalLOW
Climate Trends (2000-2025)
Exceedance Probability (EP) Curve — Amazonas
Underwriting Summary
Risk ClassificationORANGE
Rate Adjustment vs National Avg+25%
DeductibleIncrease standard deductible by 50-100% for NatCat perils
Climate Trend
Temperature trend: +1.0°C since 2000. Monitor climate trends for medium-term pricing.
Historical NatCat Events
☀️ Drought8/2024
Severe drought in Amazon basin - rivers at historic lows
Insured: R$ 1.5B