Brasil

BrazilRisk

Risk Dashboard

Comprehensive NatCat and climate risk overview for all 27 Brazilian states

Premiums

R$ 71.4B

+12.4%

Claims

R$ 49.0B

+18.7%

Loss Ratio

68.6%

Above target

Policies

19.509.700

+8.2%

Premiums and claims figures exclude Health (Saúde) and Pension Funds (Previdência/VGBL/PGBL). Data covers P&C, Life, Agro, and RD Equipamentos branches only.

P&C (Property & Casualty)(52%)
Life (Vida)(18%)
Agricultural (Agrícola)(16%)
RD Equipamentos(8%)
Auto (Automóvel)(6%)

Interactive Risk Map

Click any state for detailed analysis
AC
AL
AP
AM
BA
CE
DF
ES
GO
MA
MT
MS
MG
PA
PB
PR
PE
PI
RJ
RN
RS
RO
RR
SC
SP
SE
TO
Google
Map data ©2026 Google, INEGI
Map data ©2026 Google, INEGI
low
medium
high
critical

State Risk Ranking

Sorted by overall NatCat risk score
StateScoreTop PerilsLoss RatioPremiumsYoY
RS
88
🌊⛈️🧊
85.0%R$ 5.2B+35%
SC
86
🌊⛰️⛈️
80.0%R$ 3.2B+28%
RJ
85
🌊⛰️🌊
70.0%R$ 8.5B+14%
PE
83
🌊⛰️☀️
75.0%R$ 1.6B+21%
MG
82
🌊⛰️☀️
75.0%R$ 4.2B+19%
SP
80
🌊☀️⛰️
65.0%R$ 28.0B+12%
AL
78
🌊☀️⛰️
77.1%R$ 245.0M+18%
BA
76
☀️🌊⛰️
70.0%R$ 2.1B+15%
PR
74
❄️🧊🌊
70.0%R$ 3.8B+16%
AM
72
🌊🔥☀️
66.3%R$ 520.0M+22%
CE
71
☀️🌊⛈️
66.0%R$ 1.4B+14%
MT
70
🔥☀️🌊
70.0%R$ 2.8B+25%

Risk Distribution

Low Risk: 1
Medium Risk: 9
High Risk: 11
Critical Risk: 6

Top Perils by Severity

Flood /InundaçãoDrought /SecaWildfire /IncêndioStorm /TempestadeLandslide /DeslizamentoCoastal Surge

Loss Ratio by Region

NorteNordesteCentro-OesteSudesteSul0%25%50%75%100%

Insured NatCat Losses Trend

2008201020112012201320142015201620172018201920202021202220240B3B5B8B10B

Recent Major NatCat Events

🌊5/2024

RS — Flood

Catastrophic floods in Rio Grande do Sul - worst in 80 years

Insured Loss

R$ 6.8B

Deaths

183

Affected

2.300.000

🔥9/2024

SP — Wildfire

Record wildfires across São Paulo state during extreme drought

Insured Loss

R$ 1.2B

Deaths

4

Affected

850.000

☀️8/2024

AM — Drought

Severe drought in Amazon basin - rivers at historic lows

Insured Loss

R$ 1.5B

Affected

4.500.000

⛰️2/2023

SP — Landslide

Deadly landslides on the Litoral Norte of São Paulo

Insured Loss

R$ 890.0M

Deaths

65

Affected

45.000

⛈️11/2023

SC — Storm

Extratropical cyclone hits Santa Catarina coast

Insured Loss

R$ 620.0M

Deaths

12

Affected

320.000

🌊2/2022

RJ — Flood

Devastating floods and landslides in Petrópolis

Insured Loss

R$ 1.1B

Deaths

233

Affected

180.000