Mato Grosso
Score: 70/100 Centro-Oeste · CuiabáPop: 3.567.234Area: 903.378 km²Climate: TropicalBiome: Amazônia, Cerrado, Pantanal
Premiums
R$ 2.8B
Claims
R$ 2.0B
Loss Ratio
70.0%
Policies
380.000
Avg Claim
R$ 95K
Premiums and claims figures exclude Health (Saúde) and Pension Funds (Previdência/VGBL/PGBL). Data covers P&C, Life, Agro, and RD Equipamentos branches only.
Peril Risk Profile
floodHIGH
droughtHIGH
wildfireCRITICAL
landslideLOW
stormMEDIUM
hailMEDIUM
frostLOW
CoastalLOW
Climate Trends (2000-2025)
Exceedance Probability (EP) Curve — Mato Grosso
Underwriting Summary
Risk ClassificationORANGE
Rate Adjustment vs National Avg+16%
DeductibleIncrease standard deductible by 50-100% for NatCat perils
Climate Trend
Temperature trend: +1.0°C since 2000. Monitor climate trends for medium-term pricing.
Historical NatCat Events
🔥 Wildfire9/2020
Pantanal fires burn 30% of the biome
Insured: R$ 1.8B